Why AIFORYA Chose BYOK as Its Foundation

The problem with opaque credits

When a SaaS company charges for AI credits, the customer pays three times:

1. The actual API cost (paid by the SaaS to the provider)
2. The SaaS margin (often a 100-500% mark-up)
3. The opacity: it's impossible to know what a call truly costs

The customer is locked into a pricing model they don't control.

The AIFORYA choice: BYOK

Bring Your Own Key flips the script. The customer:

• Creates their own account with Anthropic, OpenAI, or Google
• Enters their API key in the AIFORYA plugin
• Pays the provider directly, at the exact API price
• Sees every cent spent in the provider's dashboard

AIFORYA only charges for the plugin license. 0% margin on AI.

Practical consequences

For a blog generating 4 long articles per month:

• Packaged competitor: 29-49 EUR/month minimum, with credits that run out quickly
• AIFORYA BYOK: 29 EUR subscription + ~3 EUR in actual API cost = 32 EUR total, with no risk of overage

Why this model is viable for AIFORYA

The AIFORYA software factory produces its plugins at a marginal cost close to zero. Revenue comes from the volume of low-margin, transparent subscriptions, not from a hidden mark-up on AI.

This choice commits AIFORYA to remain honest about the quality of its software: no artificial retention through friction.